TERMS AND CONDITIONS

Young Wealth Options Website: https://ywotrading.com/

Introduction

Welcome to Young Wealth Options. Our website, accessible at https://ywotrading.com/, and the services provided by Young Wealth Options, including systems powered by GoHighLevel (GHL), are designed to deliver business training, mentorship, education, and related resources — including the Rookie 2 Revenue Tax System mentorship program.

By accessing or using our website or services, you agree to be bound by these Terms and Conditions. If you do not agree, you should not use our services.

By opting in, you agree to receive non-marketing text messages from Young Wealth Options strictly related to your appointment confirmations, booking reminders, scheduling updates, and program-related communications.

Use of the Site and Services

Eligibility You must be at least 18 years old to access or use our services. By using the site, you confirm that you meet this requirement.

License to Use We grant you a limited, non-transferable right to access and use the site and services for personal or internal business purposes only. This license does not permit resale, redistribution, automated data extraction, or commercial exploitation of site content without prior written permission.

User Conduct You agree not to use the site or services in any manner that interferes with functionality, violates applicable laws, or causes harm to Young Wealth Options or other users.

Nature of the Mentorship Program

The Rookie 2 Revenue Tax System is a virtual, implementation-based mentorship program. All training, coaching calls, community access, materials, and resources are delivered entirely online. By enrolling, you acknowledge and accept that:

All program content, sessions, and resources are provided digitally and virtually.

Results are dependent upon your own effort, implementation, and commitment.

Young Wealth Options does not guarantee specific income levels, client acquisition results, or business outcomes.

The program is educational and informational in nature and does not constitute legal, tax, financial, or regulatory advice.

No Refund Policy

ALL SALES ARE FINAL. Young Wealth Options has a strict no-refund policy on all mentorship program purchases, payment plans, and program upgrades.

By completing your enrollment and submitting payment, you expressly acknowledge and agree that:

No refunds will be issued under any circumstances, including but not limited to: dissatisfaction with program content, failure to attend sessions, failure to implement the material, change of mind, personal hardship, or any other reason.

Partial completion of the program does not entitle you to a partial or full refund.

Missing live sessions, calls, or community access does not constitute grounds for a refund, as replays and resources remain available.

If you are enrolled in a payment plan, you are obligated to complete all scheduled payments regardless of whether you continue to participate in the program. Failure to complete payment plan installments may result in collection action.

By enrolling, you confirm that you have reviewed the program details, understand what is included, and are making an informed purchasing decision.

Dispute Policy and Waiver of Chargeback Rights

BY ENROLLING IN ANY Young Wealth Options PROGRAM OR SERVICE, YOU EXPRESSLY AGREE TO THE FOLLOWING:

No Chargebacks or Payment Disputes You agree not to initiate any chargeback, payment reversal, or dispute with your bank, credit card issuer, PayPal, Stripe, or any other payment processor in connection with any purchase made through Young Wealth Options. This applies to all program fees, payment plan installments, and any related charges.

You acknowledge that initiating a chargeback or payment dispute in violation of this agreement constitutes a material breach of these Terms and Conditions and may result in:

Immediate termination of your access to all program materials, sessions, community, and resources without refund.

Referral to a collections agency or legal counsel to recover the full amount owed, plus associated fees and costs.

A claim against you for damages, including but not limited to the original program cost, chargeback fees, administrative costs, and attorneys' fees.

Agreement to Resolve Disputes Directly If you have a concern, billing question, or issue related to your enrollment or program experience, you agree to contact Young Wealth Options directly before taking any other action, by reaching out at:

Email: [email protected] Phone: (770) 728-3147

You agree to allow Young Wealth Options a reasonable period of no fewer than ten (10) business days to respond and attempt to resolve the matter in good faith before any further action is taken.

Binding Arbitration Any disputes arising out of or related to these Terms, your enrollment, or the program that cannot be resolved directly between the parties shall be submitted to binding arbitration on an individual basis. You waive any right to participate in a class action lawsuit or class-wide arbitration. The arbitration shall take place in the jurisdiction in which Young Wealth Options operates, and the decision of the arbitrator shall be final and binding.

User Content

You may submit content such as comments, feedback, or reviews. By submitting content, you grant Young Wealth Options permission to use the content solely for operational, educational, or service-related purposes, including promotional use such as testimonials.

You represent that any content you submit is your own and does not violate the rights of others. We reserve the right to remove content that violates these Terms.

SMS Program Terms

Program Name Young Wealth Options SMS Program

Program Description By opting into the Young Wealth Options SMS Program, you may receive text messages related to account notifications, service updates, reminders, confirmations, educational information, and other transactional or informational communications related to our services.

Message frequency may vary based on your interaction with our services.

Opt-Out Instructions You can cancel the SMS service at any time by texting STOP. After you send STOP, you will receive a confirmation message and will no longer receive SMS messages from us.

Rejoining Instructions If you previously opted out and wish to rejoin the SMS program, you may do so by signing up again through the same method you originally used.

Help Instructions If you experience issues with the messaging program, reply HELP for assistance, or contact us directly at: Email: [email protected] Phone: (770) 728-3147

Carrier Disclaimer Wireless carriers are not liable for delayed or undelivered messages. Message and data rates may apply.

Compliance With Industry Standards

Our SMS program is designed to comply with applicable industry standards, including A2P 10DLC guidelines, carrier policies, and messaging best practices.

Legal Compliance

You agree to use our services in compliance with all applicable local, state, and federal laws, including laws related to electronic communications and consumer protection.

Intellectual Property

All program content, materials, scripts, templates, frameworks, recordings, and resources provided through Young Wealth Options are the intellectual property of Young Wealth Options and are protected by applicable copyright and intellectual property laws. You may not copy, share, reproduce, sell, or distribute any program materials without prior written consent.

No Warranties

All services are provided on an "as is" and "as available" basis. Young Wealth Options makes no guarantees regarding availability, accuracy, or results obtained from use of the services.

Limitation of Liability

To the fullest extent permitted by law, Young Wealth Options shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from or related to your use of the site or services, including any failure to achieve desired business outcomes.

Indemnification

You agree to indemnify and hold harmless Young Wealth Options, its owners, employees, contractors, and agents from any claims, losses, liabilities, damages, or expenses — including attorneys' fees — resulting from your misuse of the site, violation of these Terms, initiation of an unauthorized chargeback or dispute, or violation of applicable laws.

Severability

If any provision of these Terms is found unenforceable, the remaining provisions will continue in full force and effect.

Changes to These Terms

We may update these Terms from time to time. Continued use of the site after changes are posted constitutes acceptance of the revised Terms.

Governing Law

These Terms are governed by the laws of the jurisdiction in which Young Wealth Options operates, without regard to conflict-of-law principles.

Contact Us

If you have questions regarding these Terms and Conditions, please contact us at:

Email: [email protected] Phone: (770) 728-3147